After December, the difference between my assets (only my bankroll is counted here, not my house,car and other minor assets) and liabilities went down from -19086€ to -20308€ for 7.1.2017.
But I count some assets (investment gold 1200€, peer to peer loan 150€) outside of my betting bank
Still,the last few months very pretty bad when it comes to bank. I have spent more than I earned.
November was very weak , but October was brutal. December was plus month again.
Review of 2016
I failed to meet 2016 goal which was to save at least 15000€.
At the beginning of the year I was -27000€ down. I saved around 8000€ which is 53% of my original goal. Kind of disappointing.
I will do some adjustments this January. I did a lot of work on myself last year, read over 40 books again and feel I need to be more involved now.
For 2017 I'm setting myself 10x goal of 80 000 euros saved or invested.